HUKUNCIN KARBAR LOAN
Assalamu Alaikum, Malam menene hukunchin karbar bashi amma na kaya ma'ana kamar (Car loan,) ko nau'insu kamar abinchi, wanda mutum zai amsa ya biya zuwa wani lokaci, amma kuma farashin yana bambamta da wanda zai je kasuwa ya bayar da kudinsa ya siya. Shin akwai RIBA a cikin irin wannan loan din? Koko babu. Allah ya saka da alkhairi.
Amsa:
Wa alaikum assalam
To dan'uwa Mutukar an bayyana masa kudin tun da farko, to ba riba ba ne ko da ya sabawa farashin kasuwa, domin lokaci yakan yi tasiri wajan ciniki, saboda in har an biya 'yan kasuwa kudin su cikin lokaci to za su iya amfana da su, wajan sayo wasu kayan da za su ci riba, don haka malamai suka yi bayyani cewa hakan ya halatta, idan har an yi sharadi da farko .
Saidai abin da sharia ta hana shi ne : ayi kari akan sharadin farko, kamar ya sayar masa da abu naira (10,0000) sai ya zama ya kasa biya a lokacin da suka yi alkawari,, sai ya kara masa 3,000, akai, wannan shi ne abin da ya haramta , saboda Annabi s.a.w. ya hana yin ciniki byu cikin ciniki daya. kamar yadda ya zo a hadisin da Malik ya rawaito a Muwada'a a lamba ta : 2640
Don neman Karin bayani : duba : Fiqhul muyassar : shafi na : 219.
Allah ne mafi sani
Amsawa
DR. JAMILU YUSUF ZAREWA
07-04-2014
Miftahul ilmi
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